Our Story

Built for Kenyan chamas, by people who get it.

Why Merry-Go exists

Every Kenyan has seen a chama fall apart. A treasurer disappears. A member stops paying. Nobody knows who is owed what. The WhatsApp group goes silent, and trust is gone.

Most of this is not about bad people. It is about not having a system. Merry-Go is that system.

What we do

Merry-Go helps chamas, welfare groups, investment clubs, and fundraisers manage contributions automatically through M-Pesa.

  • Members join with a single WhatsApp link, no app download
  • Contributions flow directly to the treasurer via M-Pesa STK Push
  • Every payment is tracked in real time, automatically
  • Automatic reminders before deadlines
  • Roadside QR posters for public fundraising

Our principles

Money never touches us

Every contribution goes directly from the member to the treasurer's M-Pesa number. We only record the transaction. We do not hold, store, or move member funds.

Transparency for every shilling

Every member can see exactly who has paid, who has not, and how much has been collected. No more guessing. No more WhatsApp receipts.

Built for how Kenyans actually save

Chamas, harambees, table banking, merry-go-rounds. We build for the way savings already work in Kenya, not for the way finance apps think they should.

Who we are

Merry-Go is a product of Finestbit Digital, a Kenyan technology company.

We are a small team based in Kenya, and we are users too. We have been in chamas that worked, and in chamas that did not. Merry-Go is our answer to the second kind.

Get in touch

Questions, partnerships, or feedback? We would love to hear from you.